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CHF Canada’s Position on Quebec’s Bill 20 

April 17, 2026
CHF Canada’s Position on Quebec’s Bill 20 

This post is also available in: Français (French)

CHF Canada stands in solidarity with its members in Quebec related to Quebec’s Bill 20, who have expressed concern about the impacts this Bill would have on housing co-operatives, if adopted.  

We believe Bill 20 – le loi visant à favoriser l’accès au logement et modifiant diverses dispositions concernant le domaine de l’habitation –would undermine the stability, inclusiveness and democratic functioning of housing co-operatives in Quebec.  

This Bill seeks to impose income limits on co-op members, which would threaten the mixed-income nature of the co-op model. Under this Bill, long-standing, active co-op members whose income exceeds a certain amount would need to not only pay their co-op housing charge, but also pay the government compensation to stay in their home and in their community. Housing co-ops are meant to be inclusive, welcoming places for a diversity of people; this strengthens both the co-op community and the co-op’s financial sustainability.  If adopted, this Bill would work at cross-purpose with these goals. 

This Bill seeks to require co-ops to select members from a centralizing waiting list. This does not reflect the reality that co-op housing is more than affordable housing. To be a co-op member requires a commitment to actively participate in the democratic functioning of the co-op – and this is not something everyone wishes to do.   Requiring co-ops to take members from a centralized waitlist would not allow them to select members who are ready to take on the responsibilities of co-op membership.  This is exactly what a portion of co-ops in Ontario are required to do – and these co-ops have struggled more so than those who do not have this obligation.  Because of this, we believe this imposition in Quebec would have a significant and detrimental effect on the healthy functioning of housing co-operatives over time.   

As in other parts of Canada, affordable housing is in short supply in Quebec. Ensuring the stability and healthy functioning of housing co-operatives is essential, both for current members and so that co-ops can continue to grow and play a role in resolving the housing crisis. Launched in 2024, the federal Co-operative Housing Development Program has demonstrated that co-ops are ready and able to build affordable new co-op homes to help address the housing crisis – but this depends on a strong co-op housing sector. Undermining the co-operative housing model through this Bill would likely limit the continued growth of co-operative housing in Quebec. 

We stand behind our members in Quebec on Bill 20.

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