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Logo of the Co-operative Housing Federation of Canada (CHF Canada), featuring a stylized blue house icon and organization name in blue text on a light background, reflecting its commitment to co-operative housing. Logo of the Co-operative Housing Federation of Canada (CHF Canada), featuring a stylized blue house icon and organization name in blue text on a light background, reflecting its commitment to co-operative housing.
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End of Mortgage

HST and EOM co-ops

Learn how End of Mortgage could change your co-op’s HST rebate.

EOM update webinar (October, 2023)

Watch this recording of an End of Mortgage (EOM) webinar updating co-op boards and members with the latest information (October, 2023). To access the recording, please enter this passcode: ZX^jD8+$

 

Negative subsidy forecast tool

Calculate a rough estimate of the subsidy to be received from your Service Manager when the co-op’s mortgage is paid in full under the current funding formula.

Techniques for EOM negotiations

Use this resource for tips to assist your co-op conduct a successful negotiation.

From Ontario Co-operative Housing Federations and CHF Canada

Preparing your co-op to negotiate at EOM

This resource will help your co-op prepare for and conduct a successful negotiation.

From Ontario Co-operative Housing Federations and CHF Canada

EOM checklist

Use this checklist to prepare your co-op for Service Agreement talks with your Service Manager.

Service Agreement regulation FAQ

Use this FAQ from the Ministry of Municipal Affairs and Housing when your co-op is making plans for EOM. (March, 2023)

Guide for Housing Services Act (HSA) housing co-operatives entering into service agreements

This resource document will help your co-op make informed decisions affecting your new Service Agreement. Know how to prepare and present your co-op’s key positions and objectives to your Service Manager.

From Ontario Co-operative Housing Federations and CHF Canada