CHF Canada’s Group Insurance Programs
CHF Canada and Co-operators have had a successful 40-year partnership to deliver group insurance programs to CHF Canada members. These programs are tailored specifically to housing co-operatives. The relationship between Co-operators advisors and you, the member co-op, is an important one.
Co-operators is a co-operative like we are, which makes them uniquely positioned to understand the needs of housing co-operatives. CHF Canada is also a member-owner of Co-operators and participates in their regional meetings to discuss and provide input into the Co-operators’ activities and services.
CHF Canada’s approach to its group insurance programs is:
- CHF Canada holds the master policy so we are able to make overall changes to the program that benefit members;
- CHF Canada members have exclusive access to these programs – only members can take advantage of the specific coverages and pricing;
- The programs are loss-driven and not profit-driven, which means we take a look at claims every year to determine the best rates needed for the program, not based on profit margins like most other insurance companies; and
- CHF Canada can step in and help members try to resolve issues related to claims.
Check out all of our group insurance programs delivered specifically for housing co-operative members like you!