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End of Mortgage

In Ontario, housing co-ops administered by municipal service managers are governed by the Housing Services Act (HSA) and its regulations.

CHF Canada and its members pushed for and won some protections for HSA co-ops as they reach the end of their mortgage (EOM).

Regulation changes were introduced in March, 2022 to establish a path forward for HSA co-ops as they come out of their mortgage. Read our early analysis of how these changes will impact HSA co-ops.

Every HSA co-op needs to make plans for their future and prepare to negotiate a service agreement. CHF Canada and Ontario’s regional federations will help co-ops through the process.

As details are worked out, find information and resources here.