Build Co-op Housing, Build a Better Future

Published August 07, 2025

CHF Canada’s 2025 Federal Budget recommendations at a glance 

As Canada faces an ongoing housing affordability crisis, co-operative housing offers a proven, people-first solution, one that Canadians support. A recent poll shows 73% of Canadians see co-op and non-profit housing as a viable fix, and 61% believe expanding access should be a top federal priority. 

CHF Canada’s latest federal budget submission calls on the government to act on this public mandate and invest in a future that includes everyone. With a pipeline of shovel ready co-op projects across the country, the sector is ready to deliver affordable homes now. 

Here’s what we’re asking for: 

1. Invest Now in Shovel-Ready Co-op Housing

The Co-operative Housing Development Program (CHDP), launched in 2024, sparked a wave of new co-op projects, but current funding won’t cover the demand. A near-term recapitalization of CHDP and the Affordable Housing Fund would unlock thousands of new homes and good construction jobs at a critical time. 

2. Put Co-ops Front and Centre in Build Canada Homes

The new Build Canada Homes initiative must prioritize community housing, especially co-ops and non-profits. CHF Canada recommends a portfolio-based approach that enables development at scale, includes Indigenous-led housing, and cements a strong partnership between government and the community housing sector. 

3. Launch a Canada Rental Protection Fund

We can’t afford to lose affordable homes already in the market. CHF Canada is urging the government to launch this long-promised fund in Fall 2025, enabling co-ops and non-profits to purchase and protect at-risk rental housing, keeping it affordable for generations. 

4. Advance Reconciliation Through Indigenous-Led Housing

The additional $4 billion committed to Indigenous housing must be delivered through Indigenous-led organizations like the National Indigenous Collaborative Housing Inc. (NICHI). A For Indigenous, By Indigenous approach will ensure culturally appropriate, community-rooted solutions. 

5. Ensure Stable Communities Through Long-Term Rental Assistance

Rental assistance helps co-ops remain inclusive, mixed-income communities. CHF Canada welcomes the government’s commitment to extend the Federal Community Housing Initiative, but urges it be made permanent and expanded to include new co-ops, ensuring no one is left behind. 

  The Bottom Line 

Co-op housing is built to last. It creates economic stability, builds stronger communities, and offers real affordability for generations. With public support and projects ready to go, now is the time to invest in co-op housing and build a better future for all. 

Read the full submission here.